Unisys Credit Problems Essay Example | Topics and Well Written Essays - 500 words

Unisys deferred payment Problems - Essay Examplech Unisys has invested bequeath contribute to a greater loss if the company were to use them to lie liquid and be able to fund its operations with the ultimate consequence being a rights stretch out to finance the deficit. This situation has forced the company to rethink its position on the revolving credit facility which it operates with respective(a) funding institutions to the tune of $275 million. The idea is not to renew it and avoid the escalating interests due to such. This presents the company with the challenge of how it will be able to finance its operations and come out of the financial crisis.The management theory easy for use by the firm is that what has to be done for the business to remain a float mustiness be done. The companys management will therefore survey the available options and make crucial decisions on which ones are relevant so as to implement the most effective ones.The alternatives available at the d isposal of Unisys are numerous but not with serious economic consequences. It seemingly must reelect the debt of $300 million by the time of expiry of the revolving credit facility. Unisys can seek funding with issuing additional shares in the market (Malz, 2011). This might not be popular with investors since the market is already volatile and most people, especially companies in the debt market such as Bloomberg realize that Unisys has the most high-ticket(prenominal) borrowing costs compared to other IT companies such as Affiliated Computer and IBM.The other possibility for Unisys is to spot down on employment expenses by laying-off employees so as to reduce operating expenses (Harvard business review on crisis management, 2000). This will only aggravate the problem as most firms would be interested to populate what the situation is like to warrant such a decision. It might also result into low productiveness due to reduced manpower. The uncertainty that will be accompanied by such a activate would cause distrust amongst many clients, possible clients and financers

Innovation and Enterprise (BBVA) Essay Example | Topics and Well Written Essays - 1500 words

Innovation and Enterprise (BBVA) - Essay eccentricInnovation and Enterprise (BBVA)In most instances, innovation is commonly attributed to rude(a)ness of a given aspect (Varis and Littunen, 2010, p. 128). However, they moot that there is no universally conclusive definition of the term since in the present world new knowledge is always coming up and not everything new croupe be classified as innovation. However, OEDC (2005, p. 101) described theatre level innovation as planned change in an organizations activities geared towards enhancing the organization performance. Innovation is differentiated based on main two aspects. The first looks at the object of change, such as crossing, market, process and organizational innovation (Oke, Burke and Myers, 2007, p. 735). Moreover, the type of innovation can be based on their how radical they are or their newness that is based on the extent of change. jibe to Varis and Littunen (2010, p. 128), radical innovations usually bring up revolu tionary changes and in some instances may trigger expert innovation. Basic ingredients of innovation are transferable and the most critical source of innovative ideas include the firms the employees, competitors and research (Beach, 2006, p. 1). Banco Bilbao Vizcaya Argentaria is a major retail camber in Spain that offers a wide flap of financial services to both end-user clients and business customers. The bank was established in about one speed of light and fifty years, and has grown significantly to open branches in USA, Mexico and South America. Currently, the bank is the largest in Mexico and is listed among the 25 major banks in US. Moreover, BBVA is among the few Western Banks operating successfully in Japan. By 2008, BBVA had 112, 000 employees serving more than 47 million countries in more than 30 countries (Ramis-Pujol and Droege, 2011, p.3). The bank has been able to balance its corporate principles while cool off focusing on customer service. In addition, BBVA view s innovation as an engine for its future growth. Presently, BBBVA is one of the seven largest banks in the world measured in terms of market capitalization after joining this alliance in 2009. Types of Innovation by BBVA One of the types of innovation implemented by BBVA is product innovation when the bank came up with tu cuentas. Some years back, BBVA bank identified the great potential offered by internet engineering science to retail banking. The bank felt that its customers could appreciate more online banking services to better manage their financial activities and strive them more open. The bank envisioned that customers could be more satisfied knowing what they spend their finances in, reasonable money spent on different items in the budget and compare their spending trends with those of their peers. Moreover, the new product could help the customers develop strategies to optimize their spending habits. Tu cuentas was also developed to improve the user experience and em ergence its functionality and flexibility. Moreover, BBVA intended to allow its customers incorporate their banking information from other their accounts in other financial institutions. This last functionality was a unique service in retail banking. Given that the bank was financially and expertise constrained, it decided to

Macroeconomic Policies Used by the Federal Reserve Essay - 5

Macroeconomic Policies Used by the Federal Reserve - undertake ExampleThe alternative strategy actions that were set up intended to put more pressure towards the long interest rate achievement and to ensure that the overall monetary conditions of the country become improved. This includes bolstering the prices for residential properties and corporal equities (Kashyap & Stein, 2012, p. 266).The Federal Reserves adoption of the undefended market operations involves buying of existing exchequer securities by the Federal Reserve in the secondary market (Bauer & Rudebusch, 2014, p. 234). The secondary markets are securities that have already been obtained and sold off to private investors. When buying the securities, the Federal Reserve ensures it does so but under the compare of an existing currency. This expands the Federal Reserves base and at the very(prenominal) time increases the ability of monument financial institutions to provide contributes as well as expand their existi ng credit facilities (Bauer & Rudebusch, 2014, p. 234).Normal open market operations involve functions are typically carried out through repurchasing agreements (DAmico & King, 2013, p. 426). If the Federal Reserve wishes to recall liquidity or add the same liquidity during the normalization period. Repos, also known as purchase agreements are contracts signed between two or more parties to purchase securities and then repurchase the same securities at a future date and price (DAmico & King, 2013, p. 425). Repos are considered as an economic equivalent to a collateralized loan. Differences between the first and second transactions determine the interest rates accrued on the loan (Bauer & Rudebusch, 2014, p. 235).

An Introduction to Entrepreneurship Coursework Example | Topics and Well Written Essays - 1500 words

An Introduction to Entrepreneurship - Coursework casefulUnderstanding the distinct aspects which be a part of the entrepreneurial behaviors and expectations defines the associations and roles that pertain to art with the individual. Skills, Abilities and Behaviors The generalized apprehension of being an entrepreneur is based on working independently while moving into furrow endeavors. However, the business ventures which are created differ from other forms of business. The first difference is noted with an enterprise, which is created through a board of directors or sector of leaders with a hierarchical expectation that is established. While this particular venture may fall in been established by an entrepreneur, it is expected that the team collaboration and hierarchy separates the individual behaviors from the group modifications which take place. The intrapreneur is some other form of leadership which many attribute to the same concept. While there are several similar sk ills in terms of leadership, this differs because the position is usually based on management as opposed to first a new venture without the use of a corporation or other entity. The entrepreneur is whence defined as one which differs because of the independent nature and the characteristics of leadership used for innovation and creativity international of other types of business ventures (Ucbasaran, Westhead, Wright, 2009 p. 99). The main difference in character with entrepreneurs is what leads to the different skills, abilities and behaviors among these business leaders. There are five known personal characteristics which create a difference between entrepreneurs and other types of leaders. This includes being distribute to experience, being conscious and aware of surroundings, being flexible, being agreeable and carrying a fancy based on these determinants. The concept that is associated with these skills is reflective of the psychological expectations that lead to leadership skills, innovation and the magnate to create and portray different ideologies in relation to the surrounding environment (Zhao, Seibert, 2006 p. 259). These psychological behaviors then lead to expectations of skills and abilities. Creativity, capability to find opportunities and playing several tasks are some of the skills expected. Entrepreneurs are known for switching skills easily while a business grows while moving in between positions and working with initiatives while creating the necessary ventures (Silva, 2007 p. 118). Creative Thinking The ability to work with leadership skills, behaviors that initiate new ventures and skills that are able to move between various positions then leads to the concepts of creative thinking which are developed by entrepreneurs. The structure that is developed with entrepreneurs is based on the designing of an individual first. This is what initiates the endeavor and allows the entrepreneur to grow, either in response to the environment or because of a vision that is related to the entrepreneur. This is combined with creative thinking to lead to the initiative of the new idea and to find shipway to construct the idea into a reality. The creative thinking is furthered by evaluating the business idea to define the opportunity of success as well as looking into solutions that will help to launch the business into a successful endeavor. The personality of the

The onsent of eating disorders during adolescence is common. Discuss Essay

The onsent of eat disorders during adolescence is common. Discuss some of the causes and risk factors and considerable term effects of these disorders - Essay Example(Steinhaussen, H., 1995) Due to the intense and demanding lifestyle of high school, nutritious foods whitethorn be replaced with high calorie fast food, which often leads to weight gain. This weight gain, and remarks made by parents basis reinforce self conscious images into some teens, which can result in developing eating disorders such as the sometimes fatal eating disorder anorexia nervosa. Eating disorders come in a phase of ways, such as eating large quantities of food and obsessing with thinness. These conditions affect many children, teens, and adults around the world. (Bryan, L., 2000)They are real, complex, and lay waste to situations, which can have serious consequences. There are three types of eating disordersAnorexia nervosa is an eating disorder that results in an avoidance of eating because of a clu ster of specific emotional issues in adolescence. It is an eating disorder that generally occurs (about 59%) in adolescent girls, but it can also occur among teenage boys and adult workforce and women. Usually, anorexia begins between the ages of 14 to 18 when young teenagers go trough puberty (Ruuska, 2003). Anorexia is characterized by extreme and incoherent fear of becoming fat, significant weight loss of 15% or more of the normal weight, perverse body image and amenorrhea or absence of at least three consecutive menstrual cycles. Excessive weight loss is accomplished by restricting food intake of less than 1,000 calories per day, riotous exercise, diet pills or even self-induced. The patients constantly exercise, move food around the plate, wear oversized habilitate to hide their appearance, and worry about their figure all the time. They also have a fear of eating in front of others sometimes they feel depressed, have problems socializing and starve themselves, even if t hey have a normal figure. They also spend a lot of time in front of the mirror, pay to a fault much attention to their weight, and accumulate food in

Freud Essay Example | Topics and Well Written Essays - 1000 words

Freud - Essay ExampleHe believed irrespective of whether the behavior is commonplace or abnormal, it has its influence from the psychological motives, which are often unconscious. This belief of Freud is called as psychic determinism. These theoretical haggling help in the explanation of what is called as Freudian slip.The later work of Freud emphasized that the pass was divided into three parts and they are the Id, Ego and the Superego. The unconscious Id represents itself as the primary process of intellection of a persons most basic necessities satisfaction type of thoughts. The word Id thus represents the most common and ingrained needs to be addressed by a person. In the case of Superego there rests socially generate conscience that has been counteracted by the Id on the grounds of moral and ethical conduct. Thus, Freud presented that the Superego of the person many a times counteracts the basic necessities that are required to be addressed. Freud addressed the superego a s the unconscious and the ego as a largely conscious state of mind. He had advocated that the ego stands in between the id and the superego in order to oddment the two i.e. superego and the id. Thus, a balance of the most primitive needs and the moral/ethical beliefs is existence achieved by the in-between penetrative presence of ego. Freud believes that a healthy ego shall help provide the ability by virtue of which one git successfully adapt with the outside surroundings in a direction that holds the identity of both the id and the superego. Freud especially held the focus of his attention to the study and research on the dynamic relationship that exists between the id, ego and superego. He held special attention to the manner in which the three entered into a conflict. We would at one time like to throw almost essential light on the work of Plato and Socrates. Plato was a Greek Philosopher and was a student of Socrates. He was the founder of the Academy in Athens, where A ristotle was a student. Under the guidance of Socrates, Plato wrote philosophical views. He had contributed to the world of knowledge a very precious collection of manuscripts. The Platos writings present themselves with debates as think to the best possible form of government. Plato had also held the focus of his writings on several other subjects. The underlying theme of Platos work has been a conflict that exists between the nature and convention. This is related to the role of heredity and the environment on the intelligence and personality of humans.The more the pleasures of the body fade away, the greater to me is the pleasure and charm of conversation. -Plato, Greek philosopher, The Republic, 4th century BCWhat progress we are making. In the Middle Ages they would have burned me. now they are content with burning my books. -Sigmund FreudThus, the debate as presented rested on the platform of nature versus nurture. We can notice here that Plato and Socrates have placed ethi cs upon reason. They have marked the essential practice of pursual the good as ethical and thus essential. However, the ethics have been excluded from the Freuds conception of the superego, ego and Id description. Thus, the point that some people will not confirm to some actions can be due to their realization of them being ethically wrong. This ethical ground on which the performance of an action is not

Organizational Culture, Employee Managemet Relationship and Motivation Essay

Organizational Culture, Employee Managemet kindred and Motivation - Essay ExampleWe also know that a substitute for public transportation dissolve be something as simple as a car, taxi, and bike or even walking. Even so, how many an(prenominal) firms atomic number 18 there in the industry? In Chicago area, there are only two. Their missionary station statement is to provide quality return but in universe, they are not. Even though transportation is a service with treetop demand issues, CTA and Pace still can face inventory shortage.1 By this I mean that there might be not enough buses to carry passengers in peak hours, where on the contrary, many buses would be standing in the terminal in off-peak hours. Overall, public transit users pose susceptible to many discomforts while coming from a point A to point B. It is a reality that most depend on the public bus service as a primary manikin of mobility. The amount of money spent on the trip, which is less than two dollars, al most compensates for the many discomforts.The ongoing issues and service problems are rising day to day which will jeopardize the relations between management and employees. Consequently, proletarian morale will impact productivity and overall competitiveness of the organization. Furthermore, it will lose its name in the community for not providing reliable service and not taking care of their employees. Everybody often thinks that government organizations are the best place to work you may be right in terms of financial turn a profit and job security. However, in reality you may experience difficulties if you are looking for motivation and job gaiety on account of poor management decisions, lack of training, organizational politics, organizational culture, and employee relationship.2 During last December employees of the tempo went on strike due to failure to generously provide the labor contract to union employees. conjugation employees are working without a contract for last thirty months, the management never wants to negotiate in good